Build and change your financial systems on your own terms.
Payments, trading and post-trading, for the institutions that run a market and the ones that take part in it. We assemble the system from proven components, pilot it at your site within weeks, and hand it over in full. You run it, you change it, and you are not tied to us.
On your premises, in your cloud or in your region. Your data stays with you.
Built by practitioners who have spent 30 years inside payment, trading and custody systems, for banks, brokers, exchanges, depositories, fintechs and central banks. The work runs through a pipeline of AI agents, and our experts decide what ships.
Own it, or have it soon. You used to pick one.
Buy a vendor product and you can run it next year, but you will never own it. Build your own and you will own it, after a wait measured in years. We work a third way: proven components adapted to your rules, running on your infrastructure within weeks, and yours outright when the work is done.
One caveat worth stating here rather than later: in those first weeks the system covers the business scenarios that matter most, proven in the pilot. Full coverage of every requirement comes in the phases after it.
How the first weeks actually go.
Three steps, in the order they happen.
We take the requirements on site
Our domain team sits with the people who run your operations and writes the specification from those conversations.
We adapt what already works
Proven payment, trading and depository components are configured and extended to fit your rules.
We prove it on your infrastructure
The system is installed in your environment and proven in a pilot with your data and your users.
What we build.
Exchanges, depositories, clearing, payment systems and the systems banks and brokers run on top of them, assembled from the same platform modules. The six below are the ones most often asked for; the full set, grouped by who buys it, is on the solutions page. We size the system to the institution.
Stock Exchange
The full exchange stack on one core: order entry and pre-trade controls, price-time matching, central counterparty clearing, DvP settlement, surveillance and regulatory reporting.
Derivatives Exchange
Futures and options from the order gateway to delivery: pre-trade risk in the hot path, portfolio margining, clearing with novation and netting, and settlement through the CSD and the bank.
Commodity Exchange
An organised market for physical goods: lot admission by specification, auctions and the order book, warehouse receipts and title transfer, delivery, clearing with novation and DvP settlement.
Depository and Issuer Services
The depository book of record, settlement day, corporate actions, inter-CSD links, bond issuance and issuer disclosure on one register, so an event or a settlement never has to be reconciled between systems.
Payment Systems
The settlement engine and the instant payments rail for a national payment system: alias lookup, verification of payee and fraud screening before settlement, finality in central bank money.
Brokerage and Investment
The full client path for a bank or broker: onboarding and KYC, multi-asset OMS with explainable routing and TCA, cash and margin, fund execution, and client channels from a mobile app to USSD on a feature phone.
Who builds it, and how.
A working system in weeks is a claim worth checking. The company page sets out how delivery runs, what we commit to, and who is behind it.
What's moving.
UniFin and a stock exchange agree a partnership and a pilot
UniFin has signed a partnership agreement with a stock exchange and agreed to pilot an integrated capital market platform covering the full trade lifecycle, from order entry to the depository record.
UniFin to deliver its commodity exchange platform to an agro-industrial exchange
UniFin has signed an agreement to deliver UniFin Commodity Exchange to a multi-sector agro-industrial exchange, covering the full cycle from participant admission to trading, clearing, delivery and oversight.
UniFin's AI delivery pipeline goes into daily use
UniFin's delivery pipeline is now in daily use: role-specialised AI agents design, build, test and document under an orchestrating agent, with domain experts approving every step.
A new settlement engine joins the UniFin platform
The UniFin platform now includes a new version of its settlement engine, built on the work for a national fast payment system and available to every payment, exchange and depository suite on the platform.
Clearing and settlement engine MVP for a national fast payment system passes testing
The MVP of the clearing and settlement engine for a national fast payment system has passed functional, performance and availability testing, exceeding 8,000 transactions per second against a 4,000 target.
UniFin to build the settlement engine for a next-generation national payment system
UniFin has signed an agreement to develop the settlement engine for a next-generation national payment system: distributed, built on microservices and designed to scale, adapt and stay secure.
UniFin starts a new generation of its platform, specified by the business and built with AI
UniFin has started work on a new generation of its platform: business specifications come first and become the source of truth, and AI agents build and test against them under expert review.
UniFin advises an African regional economic community on its future payment infrastructure
UniFin has started an advisory engagement with a regional economic community in Africa on the design of the regional payment infrastructure that will connect its member states in the years ahead.
UniFin releases updated post-trade modules
UniFin has released updated post-trade modules for depository, asset servicing, collateral and digital assets, built around settlement discipline, explainable entitlements and collateral that keeps pace with exposure.
UniFin moves its derivatives exchange suite to microservices
UniFin has updated its derivatives exchange suite and moved it to microservices, the first trading suite to complete the programme that is moving the whole platform to independently deployable services.
UniFin releases a bank edition of its platform
UniFin has released a bank edition of its platform for deployment inside a bank's own control environment, giving banks, brokers and custodians investment and treasury capabilities without an outsourcing dependency.
UniFin begins a structured trial of AI tools in delivery
UniFin has begun trialling AI code assistants and language models on internal work: code, tests, documentation and requirements, with no client data involved and every output reviewed.
UniFin to develop a white-label trading platform for banks with a technology partner in Türkiye
UniFin has signed an agreement with a technology partner in Türkiye to develop a white-label multi-market trading platform that the partner will offer to banks as a managed service from its data centre.
UniFin and a commodity exchange sign an MOU to bring futures to market
UniFin has signed an MOU with a commodity exchange to launch exchange-traded futures: contract design around deliverable supply, a liquidity programme and clearing that ties futures to the physical market.
UniFin to support a national payment operator from strategy to operations
UniFin has started an engagement with a national payment operator covering its development strategy, the scheme's operating rules, implementation of the selected solution and support for day-to-day operations.
New modular release of the UniFin platform
UniFin has released an updated platform built on a modular architecture, with a new API module, a module for data loading, simulation and testing, and a new user interface for every role.
Electronic coal exchange pilot completed
UniFin has completed the pilot of the electronic coal exchange: deployed in the client's private cloud eleven weeks after the agreement and successfully demonstrated to end users on their own market rules.
UniFin to develop an electronic coal exchange
UniFin has signed an agreement to develop an electronic coal exchange, with market-based price discovery through auctions, a secondary market and futures under one rulebook and regulatory oversight.